| Account | Description | Minimum Balance Requirement | Monthly Service Charge Fees | Interest Bearing | Account Benefits |
|---|---|---|---|---|---|
| Citizens Wealth Builder Money Market | Account offers competitive interest rates based on tiered balances | $1,000 | $10 | Yes | Account designed for savings, but provides the convenience of check writing. Free access to Citizens e-Branch banking, and free e-statements. |
| Citizens Savings | Start building your nest egg today! Earns quarterly Interest | $100 | $5 | Yes | Free access to eBranch banking, and free e-statements. |
| Citizens Young Savers | This account is perfect for young savers 17 years of age and younger | $0 | $0 | Yes | No minimum balance requirement to maintain or monthly service fee and free e-statements |
| Christmas Club | Save for the holidays by making 50 weekly payments | $10 | $0 | Yes | Proceeds are direct deposited mid-October into your Citizens Bank account. |
Citizens Wealth Builder Money Market
Account offers competitive interest rate, based on tiered balances. While it is primarily designed for savings, our Wealth Builder provides you with the convenience of check writing privileges.
- Minimum balance to open account is $1,000.00
- $10.00 monthly service charge will be imposed every statement cycle if the balance in the account falls below $1,000.00 any day of the cycle.
- Interest paid monthly
- Free access to our Citizens eBranch Banking
- Free e-statements
Citizens Savings Account
Start Building Your Nest Egg Today!
- Minimum balance to open account is $100.00
- Minimum balance requirement of $100.00
- $5 monthly service charge fee will be imposed every statement cycle if the balance falls below minimum balance requirement.
- Interest paid quarterly
- Free access to our Citizens Online Banking
- Free e-Statements
Citizens Young Savers Account
Perfect For Young Savers 17 Years Of Age & Younger
- No Minimum balance requirement to open account
- No monthly service charge fee
- Free e-Statements
Christmas Club
A Perfect Way to Save for the Holidays!
- Minimum balance to open account is $10.00
- Maximum balance allowed per club is $5,000.00.
- No monthly maintenance fee
- Competitive interest rate paid at maturity
- A withdrawal fee of one payment will be imposed for early withdrawal
- Proceeds are direct deposited mid-October into your Citizens Bank account
Citizens Health Savings Account
This account is available to individuals that have a qualifying High Deductible Health Insurance Plan.
- Competitive Interest Rate, Paid Monthly on tiered balances
- Minimum balance to open account is $100.00
- No monthly balance requirement to maintain
- Free Debit Card (Available upon approval)
- Free duplicate Health Savings Account checks
- Free access to our Citizens eBranch Banking